Click here to read key questions you should ask any advisor that you are considering working with. Avea Financial Planning has answered them for you here as well.
This financial advisor helps women and their loved ones discover their most vital goals and aspirations in life by asking questions. The financial side of life is much more than just your money. The emphasis is on LIFE.
To support your most meaningful and deeply held goals and aspirations, we help you manage your money starting with the basics, your spending, saving, investments, debt and taxes.
We plan for big life events like retirement, sabbaticals, & financial independence or big purchases like real estate, college educations, yachts (just kidding, but if that’s your goal, we’ll work toward it). We also deal with life’s unexpectancies like death, divorce, and inheritances. We want to help women make smart choices that affect not only you but your loved ones, your aging parents, your children and those who depend on you, so that as a family, you share your knowledge and values surrounding money.
I coordinate with other advisors, your estate planning attorney, realtor or mortgage lender, tax and insurance professionals so that we leave no stone unturned. Whatever happens in the world, you will have 100% confidence that YOU WILL BE OK.
My role is oftentimes conflicting. I’m both your biggest cheerleader and toughest accountability coach, your fiercest ally and the one who will challenge your most deeply held beliefs. I sum it up as this. I’m your personal collaborative thinking partner who really wants you to succeed and puts your best interests first.
Yes, I want your money to grow, to build intergenerational wealth and financial security, but not at the cost of living life. There is a delicate balance. What’s important isn’t only your money. IT IS YOUR LIFE.
We work primarily with individuals and families who have reached a level of success in their careers or businesses and wish to have a long-lasting, collaborative relationship with a trusted woman advisor. They might describe themselves as middle class but aspire to reach financial independence earlier than standard retirement age. They might also say that they are (or desire to be) frugal, disciplined, a business owner or professional, and intentional and thoughtful about their money and goals. Above all, they value positive relationships, deep personal connections, and strong families.
Someone who... is looking for the next hot stock tip... checks their investment accounts on a daily basis... thinks there is some way to get rich quickly... is not willing to be intentional both in their finances and life... cannot make a plan and then stick with it long-term.
Yes. In addition to traditional planning topics such as retirement, taxes and investment management, we have deep, specialized expertise in the areas of college funding planning and Social Security maximization planning.
No, I meet clients either in person or virtually. It is really, very flexible. I live and operate out of sunny, southeastern Washington State but through the magic of technology, I am able to work with clients wherever they live.
We place the highest value on strong relationships, those between family, friends, community and within our advisory firm. Our goal is to build a small community of clients so that we can create lasting relationships and offer the highest level of service and accessibility.
The CFP® is a mark that indicates several things. Most importantly, it confirms that I am a fiduciary. That means that I am legally required to act in your best interest and put the interests of my clients above everything else. The CFP® mark is obtained only after receiving a bachelor degree, specialized financial planning education, on-going ethics training, 3 years of work experience and a rigorous examination (it was 10 hours over 2 days!). The CFP® mark is considered the highest standard in our emerging industry. In a word, it is financial street cred.
No. We have a 30-minute free consultation by phone or video to see if working together makes sense. If it does, then we have an additional meeting to learn more about each other before making a decision to work together. I guarantee that you will have a deeper understanding of where you stand today financially even if you decide not to move forward.
Fee-only means that our firm is compensated only by our clients, no one else. Our firm does not sell any financial products or receive commissions. We don't get kickbacks, referral fees, incentives, prizes, travel bonuses, nothing. The relationship with our clients and our client's needs are at the center of everything we do.
Yes. If you are an ongoing comprehensive financial planning client and wish to have Avea Financial Planning manage your assets, we will include that in our annual fee. If you are not a financial planning client, there is an annual fee of up to 1.20% of assets managed. This is an annual fee. There are no account minimums required to work with Avea. Please see ADV Part 2 for current fees.
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I invite you to schedule a free 30-minute consultation by using the Schedule link at the top right of any page or here. You can call or email me, using the information on the Contact Us page. If you aren't yet ready to meet, you can keep in touch with us by signing up to receive our e-newsletter here.