View Post

Not All Financial Advice Is Created Equal

In 2021, not all financial advice is created equal. But most consumers don’t know that. ๐Ÿ˜ž You might want to ask yourself, do I want my financial advice coming from a fiduciary, someone bound by law (not hopes, dreams or a prayer) to put my interests first? Subscribe to my newsletter. I say ๐‘ฏ๐’†๐’๐’ ๐’€๐’†๐’‚๐’‰! And you should get it …

View Post

Protect Your Kids From Reddit, Robinhood

How to protect your kids from Reddit, Robinhood, and other social media sites encouraging reckless trading. Subscribe to my newsletter.   Online trading has become riskier. Teach them how to protect themselves. It has become societyโ€™s newest form of gambling for young adults in our society. This is in part due to the rise of commission-free trading by brokerages, as …

View Post

He What? Died? Now What Do I Say?

He What? Died? Now What Do I Say? In a pandemic and pretty much in life, people are dealing with grief at some level every single day. Death, divorce, loss of a job and lately, the death of the life as we once knew it pre-COVID. ย Subscribe to my newsletter. Recently, I ran into the mom of my sonโ€™s elementary …

View Post

Clock is Ticking on 2020 Tax-Saving Strategies

Subscribe to my newsletter. Many of these 2020 tax-saving strategies expire December 31st. Year-end is the perfect time to do tax planning. And what a tax year 2020 has been! In this blog, I talk about urgent 2020 tax-saving strategies that can still be taken advantage of before the New Yearโ€™s ball drops. COVID-19 Related Distributions and Retirement Plan Loans …

View Post

Retirement Can Be Scary

Retirement Can Be Scary Forget about presidential elections and Halloween. Retirement can be scary. Overcoming fears related to retirement and your money takes courage. You can download a self-help course called ” Courage, Risks and Rewards” to help to overcome your fears. Go to my home page and click on the BIG purple/pink button to get your copy. Follow me …

View Post

#1 Threat To Your Investment Success

Subscribe to my newsletter. There is the obvious advice that certainly youโ€™ve heard again and again. Set clear and realistic long-term goals. Keep investing regardless of market fluctuations. Diversify, don’t put all your eggs in one basket. Select quality low-cost globally diversified investments. Seek out a fiduciary professional to support the financial side of your life. All great advice, especially …

View Post

PPP Loan – Major Update

PPP Loan Update Today is June 11, 2020.ย  There is a major PPP loan update that means more time and more flexibility for businesses. Take a listen.ย  ย Subscribe to my newsletter. Hereโ€™s a summary of important PPP Loan changes. Business Impact NW is a great resource for Washington Businesses. โœ”๏ธ Extended โ€œcovered periodโ€ (loan use period) for loan forgiveness from …

View Post

Ep. 33 โ€“ Plan for Long-Term Care, Protect Your Nest Egg

Ep. 33 โ€“ Plan for Long-Term Care, Protect Your Nest Egg Long-term care and estate planning are two financial life planning areas that everyone can benefit from.ย  Subscribe to my newsletter. But it is even more so a womanโ€™s issue. Why? Two reasons. Women are oftentimes the caregiver for their spouses. And because women frequently outlive their spouses, there is …

View Post

Ep. 32 โ€“ Washington 529 College Savings Plan – Post Covid-19

Ep. 32 โ€“ Washington 529 College Savings Plan – Post Coronavirus – What’s New, What’s The Same Washington 529 College Savings Plans update…Springtime seems to mean getting back together with Luke Minor and Jackie Ferrado from the Washington 529 College Savings Plans. I’ve checked in on the Washington 529 College Savings Plans for the last two years as my own …

View Post

Going Live To Set You Up For Post Crisis Financial Success

Today is April 10, 2020. Happy Good Friday Everyone. Going Live To “Set You Up For Financial Success” Experiment Two-Week Wrap Up. I’ve been doing Facebook Lives every weekday at 11:35 am for 2 weeks now and plan to continue for the time being. I was hoping to be able to the same on LinkedIn, but they havenโ€™t allowed everyone …

View Post

Ep. 31 โ€“ What’s Happening with Mortgages & Refinancing Right Now with Brian Cook, Peak Mortgage

Ep. 31 โ€“ What’s Happening with Mortgages and Refinancing Right Now with Brian Cook, Peak Mortgage Mortgages and refinancing, what’s happening right now with them in the midst of the coronavirus pandemic, market crisis and pending recession? “Stay Home, Stay Healthy” has been the order for about 4 weeks. But that isn’t stopping people from taking advantage of some of …

View Post

Pandemic and Your Money. What Can I Be Doing Right Now? Part 1

Alyssa Lum, CFPยฎ of Luminate Financial Planning, LLC and Angie Furubotten-LaRosee, CFPยฎ of Avea Financial Planning, LLC discuss common questions and concerns they are hearing from their clients. They also offer their thoughts on actions to consider taking or not take during the Coronavirus outbreak, and concurrent market and economic decline. Luminate Financial Planning Avea Financial Planning https://www.facebook.com/groups/flattenthecurvetc This is …

View Post

Ep. 30 โ€“ A Nexus Between Past Challenges and Future Opportunities with Sokhom Sek, NexusPoint

Ep. 30 โ€“ A Nexus Between Past Challenges and Future Opportunities with Sokhom Sek, NexusPoint   NexuxPoint founder, Sokhom Sek and I met most recently at a Fuse Co-Working networking event, got along splendidly and I was intrigued by her varied and interesting background. First thought? Podcast guest! Sokhom’s story starts with her family in late 1970’s Cambodia.ย  The period …