Avea Financial Planning is different from most financial advisory firms. That’s because we do fee-only planning. We don’t sell products or earn commissions. Instead, we charge a flat fee in exchange for advice from a CFP®.
Fiduciary... A fiduciary has a duty of utmost good faith to act solely in the best interests of each client
Fee-Only... compensation solely from the fees clients pay for services
Flat Fee... a fee not based on assets
Experienced... over 16 years in personal finance with a team of experts in their fields
Tax Focused... decisions based on making your life better but with an eye for taxes too
Our firm has formed strategic alliances for services that are included in the work we do for our clients.
Angie Furubotten-LaRosee, CFP®Avea Financial Planning
Lead planner with over 16 years in financial services, 11 as a CERTIFIED FINANCIAL PLANNER™.
When I think of all the things I want out of life, it really is a very short list. I want to have a sense of gratitude and purpose, and surround myself with people I have a deep connection to, both in my personal and professional life.
Financial stuff can be very numbers focused, but I think the real value comes from deeply understanding people...
Patrick Krulik, CFAFirst Ascent Asset Management
First Ascent, an SEC-registered investment advisor, provides portfolio construction, trading and rebalancing, account administration, performance reporting, and billing.
Avea Financial Planning selected these firms because of the experience of their people, the depth of their capabilities, and the objectivity of their advice. Partnering with their teams of specialists allows us to dedicate more time to serving our clients.
Patrick Krulik, CFA. Patrick has over 14 years of financial services experience. He is the Chief Investment Officer of First Ascent Asset Management.
Pam Hocevar, EA, MBA, FPQP™XY Tax Solutions
Pam successfully ran her own tax business for nine years; she has also worked in education and training for small and large organizations.
Pam graduated from Michigan State University with a B.S. in Psychology and an MBA from the University of Sarasota. She is an Enrolled Agent with the IRS, along with being a Registered Paraplanner and a graduate from the College of Financial Planning.
Pam’s specialty is developing tax plans that fit the client’s individual goals and preparing individual and small business returns.